ADKT
The Adirondack Trust Company
$650.25
▲
$0.00(0.00%)
as of Jun 17, 2026 15:50 UTC
The Adirondack Trust Company, established in 1901 and headquartered in Saratoga Springs, New York, offers a comprehensive suite of banking and financial services to both individual and business clients throughout New York State. The company provides fundamental banking tools such as various checking and savings accounts, direct deposit services, and convenient check reordering. Its extensive lending portfolio caters to both personal and commercial needs. For individuals, options include diverse home mortgages (available as fixed-rate, adjustable-rate, construction, refinance, home equity, home equity lines of credit, and first-time homebuyer programs), home improvement loans, auto loans, personal loans, and term loans. Commercial clients can access lines of credit, SBA lending products, construction and development financing, and commercial real estate loans. Beyond traditional banking, Adirondack Trust issues debit and credit cards and offers essential digital services like mobile and online banking, mobile check deposits, and overdraft checking. Business-specific solutions include merchant processing, wire transfers, night depository, and ACH origination services. The institution also delivers specialized wealth management, encompassing financial planning, investment management, retirement planning, and estate and trust services. Furthermore, it provides a range of insurance products for auto, home, life, umbrella, renters, long-term care, and business-related coverages.
Key Metrics
Distribution Yield
4.61%
The annual dividend as a percentage of the share price. A 3% yield is about $3 of dividends a year for every $100 invested at today's price.Annualized Distribution
$30.0000
The most recent payment scaled to a full year by how often it's paid. A $0.25 quarterly dividend annualizes to $1.00.Frequency
S Semi-Annual
How often the dividend is paid: Q = quarterly (4x a year), M = monthly, S = semi-annual, A = annual.Rank Score
66.9
Our 0-100 house score blending yield, payout safety, growth and momentum. Higher means a stronger profile on those factors in our model — a research score, not advice or a recommendation to buy.RSI (14)
96
Relative Strength Index (0-100), a price-momentum gauge. Above 70 is often called 'overbought', below 30 'oversold'. A technical signal, not a dividend metric.52-Week Range
$230.25 – $1,150.00
The lowest and highest price over the past year — shows where today's price sits in its recent range.Payout Ratio
n/a
The share of GAAP earnings paid out as dividends. Lower leaves more cushion; above 100% means paying out more than the company earns. It shows n/a for BDCs, REITs and funds, which pay out of cash flow / net investment income rather than GAAP earnings, so this ratio doesn't apply.Years Paying
32
How many years of payments we have on record. This can understate very long histories where our data doesn't reach far enough back.S.A.F.E. Dividend Read
S
Sustainable Payout
Not meaningful for a fund — assess NAV / distribution coverage.
A
Payment Track Record
32 years of dividend payments.
F
Fair Valuation
Price-to-book 0.21.
E
Entry Signal
Not oversold. RSI 96.
Quote & Key Data
ExchangeOther OTCThe stock exchange where the shares trade, such as NYSE or Nasdaq.
Volume-How many shares changed hands in the latest session — a rough read on trading activity.
Open$650.25The price at the start of the latest trading session.
Day Range$650.25 – $650.25The lowest and highest price during the latest trading session.
Prev Close$650.25The closing price from the previous trading session.
Market Cap$40.84MThe company's total market value: share price times shares outstanding.
Shares Out62.80KThe total number of shares the company has issued.
EPSn/aEarnings per share — profit divided by shares outstanding. Dividends are paid out of these earnings.
P/En/aPrice-to-earnings ratio: share price divided by earnings per share. A rough gauge of how richly the stock is valued.
Ex-DistributionJul 01, 2026Buy before this date to receive the upcoming payment. Buy on or after it and the seller keeps that one.
Pay DateJul 10, 2026The date the dividend is actually paid into shareholders' accounts.
Distribution Growth
3-Yr Growth (CAGR)2.5%The dividend's average annual growth rate over the period, compounded. Steady growth signals a healthy, rising payout.
5-Yr Growth (CAGR)2.7%The dividend's average annual growth rate over the period, compounded. Steady growth signals a healthy, rising payout.
Consecutive Increases1 yrThe number of years in a row the dividend has increased — a track record of reliability.
Adjusted Price History
Distribution History
Distribution Payment History
Ex-dividend calendar →| Amount | Type | Declared | Ex-Date | Record | Pay |
|---|---|---|---|---|---|
| $15.0000 S | Regular | Jun 10, 2026 | Jul 01, 2026 | Jul 01, 2026 | Jul 10, 2026 |
| $14.8800 S | Regular | Dec 10, 2025 | Jan 02, 2026 | Jan 02, 2026 | Jan 12, 2026 |
| $29.5000 S | Regular | Jun 11, 2025 | Jul 01, 2025 | Jul 01, 2025 | Jul 10, 2025 |
| $29.2500 S | Regular | Dec 11, 2024 | Jan 02, 2025 | Jan 02, 2025 | Jan 10, 2025 |
| $29.0000 S | Regular | Jun 12, 2024 | Jul 01, 2024 | Jul 01, 2024 | Jul 10, 2024 |
| $28.7500 S | Regular | Dec 13, 2023 | Dec 29, 2023 | Jan 02, 2024 | Jan 10, 2024 |
| $28.5000 S | Regular | Jun 14, 2023 | Jun 30, 2023 | Jul 03, 2023 | Jul 10, 2023 |
| $28.0000 S | Regular | Dec 14, 2022 | Dec 30, 2022 | Jan 03, 2023 | Jan 10, 2023 |
| $26.5000 S | Regular | Jun 08, 2022 | Jun 30, 2022 | Jul 01, 2022 | Jul 11, 2022 |
| $26.0000 S | Regular | Dec 08, 2021 | Dec 31, 2021 | Jan 03, 2022 | Jan 10, 2022 |
| $25.7500 S | Regular | Jun 09, 2021 | Jun 30, 2021 | Jul 01, 2021 | Jul 10, 2021 |
| $25.7500 S | Regular | Dec 09, 2020 | Dec 31, 2020 | Jan 04, 2021 | Jan 11, 2021 |
| $25.7500 S | Regular | Jun 10, 2020 | Jun 30, 2020 | Jul 01, 2020 | Jul 10, 2020 |
| $25.7500 S | Regular | Dec 11, 2019 | Dec 31, 2019 | Jan 02, 2020 | Jan 10, 2020 |
| $25.7500 S | Regular | Jun 12, 2019 | Jun 28, 2019 | Jul 01, 2019 | Jul 10, 2019 |
| $25.7500 S | Regular | Dec 12, 2018 | Dec 31, 2018 | Jan 02, 2019 | Jan 10, 2019 |
| $25.5000 S | Regular | Jun 13, 2018 | Jun 29, 2018 | Jul 02, 2018 | Jul 10, 2018 |
| $25.5000 S | Regular | Dec 13, 2017 | Dec 29, 2017 | Jan 02, 2018 | Jan 10, 2018 |
| $25.5000 S | Regular | Jun 14, 2017 | Jun 29, 2017 | Jul 03, 2017 | Jul 10, 2017 |
| $25.5000 S | Regular | Dec 14, 2016 | Dec 29, 2016 | Jan 03, 2017 | Jan 10, 2017 |
| $25.5000 S | Regular | Jun 08, 2016 | Jun 29, 2016 | Jul 01, 2016 | Jul 11, 2016 |
| $25.5000 S | Regular | Dec 09, 2015 | Dec 30, 2015 | Jan 04, 2016 | Jan 11, 2016 |
| $25.5000 S | Regular | Jun 10, 2015 | Jun 29, 2015 | Jul 01, 2015 | Jul 10, 2015 |
| $25.5000 S | Regular | Dec 10, 2014 | Dec 30, 2014 | Jan 02, 2015 | Jan 09, 2015 |
| $25.5000 S | Regular | Jun 11, 2014 | Jun 27, 2014 | Jul 01, 2014 | Jul 10, 2014 |
| $25.5000 S | Regular | Dec 17, 2013 | Dec 30, 2013 | Jan 02, 2014 | Jan 10, 2014 |
| $25.0000 A | Regular | Jun 12, 2013 | Jun 27, 2013 | Jul 01, 2013 | Jul 10, 2013 |
| $25.0000 S | Regular | Nov 14, 2012 | Nov 16, 2012 | Nov 15, 2012 | Nov 21, 2012 |
| $24.0000 S | Regular | Jun 13, 2012 | Jun 28, 2012 | Jul 02, 2012 | Jul 10, 2012 |
| $24.0000 S | Regular | Dec 14, 2011 | Dec 29, 2011 | Jan 03, 2012 | Jan 10, 2012 |
| $23.0000 S | Regular | Jun 01, 2011 | Jun 29, 2011 | Jul 01, 2011 | Jul 11, 2011 |
| $23.0000 M | Regular | Dec 15, 2010 | Dec 30, 2010 | Jan 03, 2011 | Jan 10, 2011 |
| $23.0000 S | Regular | - | Dec 03, 2010 | - | - |
| $21.0000 S | Regular | Jun 02, 2010 | Jun 29, 2010 | Jul 01, 2010 | Jul 12, 2010 |
| $21.0000 S | Regular | Dec 02, 2009 | Dec 30, 2009 | Jan 04, 2010 | Jan 11, 2010 |
| $19.0000 S | Regular | Jun 03, 2009 | Jun 29, 2009 | Jul 01, 2009 | Jul 10, 2009 |
| $19.0000 S | Regular | Dec 16, 2008 | Dec 30, 2008 | Jan 02, 2009 | Jan 09, 2009 |
| $34.0000 S | Regular | Jun 04, 2008 | Jun 27, 2008 | Jul 01, 2008 | Jul 10, 2008 |
| $34.0000 S | Regular | Dec 05, 2007 | Dec 28, 2007 | Jan 02, 2008 | Jan 10, 2008 |
| $34.0000 S | Regular | Jun 06, 2007 | Jun 28, 2007 | Jul 02, 2007 | Jul 10, 2007 |
| $17.0000 S | Regular | Dec 06, 2006 | Dec 28, 2006 | Jan 02, 2007 | Jan 10, 2007 |
| $34.0000 S | Regular | Jun 07, 2006 | Jun 29, 2006 | Jul 03, 2006 | Jul 10, 2006 |
| $34.0000 S | Regular | Dec 08, 2005 | Dec 30, 2005 | Jan 03, 2006 | Jan 10, 2006 |
| $34.0000 S | Regular | Jun 01, 2005 | Jun 29, 2005 | Jul 01, 2005 | Jul 08, 2005 |
| $17.0000 S | Regular | Dec 01, 2004 | Dec 31, 2004 | Jan 03, 2005 | Jan 10, 2005 |
| $34.0000 A | Regular | Jun 15, 2004 | Jun 29, 2004 | Jul 01, 2004 | Jul 09, 2004 |
| $34.0000 S | Regular | - | Jun 26, 2003 | Jun 30, 2003 | Jul 10, 2003 |
| $17.0000 S | Regular | - | Dec 30, 2002 | Jan 02, 2003 | Jan 10, 2003 |
| $16.0000 S | Regular | - | Jul 09, 2002 | Jul 01, 2002 | Jul 10, 2002 |
| $16.0000 S | Regular | - | Dec 28, 2001 | Jan 02, 2002 | Jan 10, 2002 |
| $16.0000 S | Regular | - | Jun 29, 2001 | Jul 02, 2001 | Jul 10, 2001 |
| $16.0000 S | Regular | - | Dec 28, 2000 | Jan 02, 2001 | Jan 10, 2001 |
| $15.0000 S | Regular | - | Jun 28, 2000 | Jul 01, 2000 | Jul 10, 2000 |
| $15.0000 S | Regular | - | Dec 30, 1999 | Jan 03, 2000 | Jan 10, 2000 |
| $14.0000 S | Regular | - | Jun 29, 1999 | Jul 01, 1999 | Jul 09, 1999 |
| $14.0000 S | Regular | - | Jan 11, 1999 | Jan 08, 1999 | - |
| $13.0000 S | Regular | - | Jul 13, 1998 | Jul 01, 1998 | - |
| $13.0000 S | Regular | - | Jan 12, 1998 | Jan 02, 1998 | - |
| $10.0000 S | Regular | - | Jul 11, 1997 | Jul 01, 1997 | - |
| $12.0000 S | Regular | - | Dec 30, 1996 | Jan 02, 1997 | Jan 10, 1997 |
| $9.0000 S | Regular | - | Jun 27, 1996 | Jul 01, 1996 | Jul 10, 1996 |
| $12.0000 S | Regular | - | Dec 28, 1995 | Jan 02, 1996 | Jan 10, 1996 |
| $8.0000 S | Regular | - | Jun 29, 1995 | Jul 03, 1995 | Jul 10, 1995 |
| $12.0000 S | Regular | - | Dec 27, 1994 | Jan 03, 1995 | Jan 10, 1995 |
| $7.5000 S | Regular | - | Jun 27, 1994 | Jul 01, 1994 | Jul 08, 1994 |